Protect Your Life, Health & Legacy — With a Guide Who Serves, Guided by Ethics, Integrity, and Genuine Caring Service.

An Independent Insurance Brokerage: 

Life, Health & Legacy Protection.

Protecting Lives. Empowering Futures With Clarity Today For Peace of Mind Tomorrow.

Why People Choose Us:

A Trusted Friendly Advisor — Not Pressure, Not Fear!

You deserve an advisor who listens first. Not someone who memorized a script.
and totally NOT someone trying to ‘sell a policy.’


At Crook & Covenant, we help you:

  • Protect income with modern disability & paycheck protection

  • Build generational stability with whole life, term, and legacy planning

  • Guard your health & savings with supplemental and private health options

  • Strengthen your business with owner-focused protection strategies

  • Review your current policies through a calm, judgment-free conversation

Because if what you have already meets your goals, we celebrate that together.
If something needs fixing, we’ll fix it the right way.

Lets Connect

“Protecting lives & empowering futures with relevant solutions today for legacy and peace of mind tomorrow.”

Crook & Covenant — Our simple, powerful mission

A relationship-first approach that protects what matters

Most people say they have ‘insurance’… But when life hits hard, they discover the gaps they didn’t know were there. May I ask you a simple question?

Are you 100% confident your family or business would be protected if life changed tomorrow?

If not — that’s exactly why we should talk. 

Your needs are unique. Our guidance is personal, principled, and practical — so you can move forward with clarity and confidence.

Understanding before solutions

When was the last time someone truly listened before recommending a plan? We start there — always.

Security when life is uncertain

If something happened tomorrow, would your family have clarity and peace? We help make the answer yes.

Protect your legacy with intention

Guard what you have built and the people you love with plans anchored in integrity.

A trusted guide at every step

Feel confident about the future with a partner who walks with you — not just sells to you.

Clarity without complexity

We make insurance simple, transparent, and relevant to your real life — so decisions feel easy and right.

We make insurance simple, transparent, and relevant to your real life — so decisions feel easy and right.

1

Listen & understand

We learn your goals, responsibilities, and concerns before we discuss options.

2

Educate & tailor

Clear, side-by-side comparisons — tailored recommendations that fit your life and budget.

3

Implement & support

We stay with you. As life changes, your coverage evolves — that is real partnership.

Plan With Chip

Serving People, Protecting Families, Strengthening Legacies


My name is Chip — President of Marketing & Service for Crook & Covenant, and the personal face of Plan With Chip, a division of our firm. After 35 years in public service, training, and customer care, God led me into insurance in 2020 with a mission:

To protect families with compassion, clarity, integrity, and service-driven leadership.

I’ve seen people suffer simply because no one slowed down long enough to explain their options.


Our goal? To change that — one family at a time by not chasing quota or commissions and educating through service and connections. Independent guidance for families, professionals, and business owners who want clarity, confidence, and coverage that actually fits your life — not someone else’s quota.


That is why this agency specializes in Legacy, Health & Income Protection.

Whether through life insurance, supplemental benefits, disability protection, or business continuation solutions — the goal is always the same:

Serve. Guide. Protect.
With integrity, clarity, and care.


 What Makes Us Different

✔ Independent & Non-Captive

      No quotas. No pressure. Only what fits you.

✔ No convincing. No pushing.

✔ Faith-Guided (Where Appropriate)

     Especially for life and legacy planning, we emphasize peace, stewardship, and         Biblical clarity — gently, respectfully.

✔ Personal + Professional


Request Information  Call 470-595-9877

OUR SERVICES Include, But Not Limited To:

A focused suite of protection services designed to protect your life, health, income, and legacy.

Life Insurance Solutions
Protection that brings peace, not pressure.

Legacy is love — not stress & bills left behind.


  • Term Life
  • Whole Life
  • Return of Premium Term
  • Final Expense (faith-forward)

  • Living Benefits

    • Health & Supplemental Protection

    Clear, no-nonsense help choosing private medical alternatives
    and add-on protection:

  • Critical Illness
  • Accident
  • Disability Income
  • Hospital Indemnity
  • Business Expense coverage

    • Business Owner Protection

    When your income stops, your business stops.
    We help owners secure:

  • Disability plans for owners
  • Key person protection
  • Business overhead expense plans
  • Health & supplemental support for teams

    • Legacy & Trust Planning Education

    Insurance + Trusts + Strategy = A legacy that lasts.
    We teach how to align your policies with:

  • Revocable trusts
  • Beneficiary planning
  • Wealth transfer strategies
  • Probate avoidance


    • Visit the Blog                                          Ready for clarity and peace of mind?      
                                Let us tailor protection that aligns with your goals today and your legacy tomorrow.                               470-595-9877

    Let’s Review Your Coverage & Options


  •  What goals do you want your insurance to accomplish?”

  • “What would you like to stay the same?”

  • “What do you want to avoid?”

  • “What would clarity look like for you?”

  • "How do term and whole life policies differ?"
    •
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    Prefer to talk now?

    Call 470-595-9877

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    ✔ Communication Consent

    You agree that Crook & Covenant, LLC may contact you via:

    • Phone calls (including live calls)

    • Text messages (SMS/MMS)

    • Emails

    These communications may include:

    • Answers to your inquiries

    • Information about insurance products and services

    • Appointment scheduling and follow-ups

    • Educational and promotional content