Purpose of Education & Information
All content we provide—on this website, in emails, calls, messages, and any educational materials—is for general informational and educational purposes only. It is not legal, financial, tax, investment, or medical advice, and should not be relied upon as such. You should consult appropriately licensed professionals for advice tailored to your specific circumstances. We are a licensed Life & Health agent.
No Guarantee of Results other than what the companies we represent offer in the products and services we offer our clients and prospects.
We do not guarantee outcomes or results of any kind, including but not limited to approvals, coverage, rates, savings, claim outcomes, or product performance. We do not control your financial obligations or your commitment to pay agreed premiums, and these factors may affect your eligibility, pricing, and results.
Our Role and Your Responsibility
CROOK n COVENANT operates as a broker with access to multiple companies. We work diligently to stay current, but information may change, be incomplete, or become unavailable without notice. By using our site or doing business with us, you agree to conduct your own due diligence and remain informed about your selection of products, carriers, and terms.
External Links and Third-Party Content
Our materials may reference or link to external websites for educational purposes. These sites are not controlled by us, and we do not endorse or assume responsibility for their content, accuracy, policies, or availability. If you choose to follow a link to an external site, you do so at your own discretion. What you do with the information we provide is your responsibility.
Accuracy, Completeness, and Timeliness
Information is provided “as is” and “as available.” While we aim for accuracy and clarity, we cannot guarantee that all information is current, complete, error‑free, or suitable for your situation. Products, carrier guidelines, prices, features, and availability may change at any time without notice.
No Professional-Client Relationship
Your use of this website and related materials does not create a legal, financial, medical, advisory, fiduciary, or client relationship. A relationship may only be established through a separate written agreement executed by authorized parties.
Limitation of Liability
To the fullest extent permitted by law, CROOK n COVENANT and its representatives shall not be liable for any loss, cost, or damage—direct, indirect, incidental, consequential, special, exemplary, or punitive—arising out of or related to your use of (or reliance on) our information, communications, links, or services.
Changes to This Disclaimer
We may update this disclaimer from time to time. Continued use of our site or services after changes are posted constitutes acceptance of the revised terms. Please review this page periodically to stay informed.
The information on this website is provided for general informational purposes only. It is not intended as, and should not be taken as, legal, financial, medical, or other professional advice.
No Professional Advice
Content is provided for general information only and does not constitute legal, financial, medical, or other professional advice. You should consult a qualified professional for advice tailored to your situation.
No Guarantee of Results
We do not promise, warrant, or guarantee any particular outcomes. Results can vary based on individual circumstances and factors beyond our control.
Use at Your Own Risk
Any actions you take based on the information on this website are strictly at your own risk. You are responsible for verifying facts and making decisions appropriate to your needs.
Limitation of Liability
To the fullest extent permitted by law, we disclaim all liability for any losses or damages—direct, indirect, incidental, special, consequential, or punitive—including, without limitation, loss of profits, data, or use, arising out of or in connection with your access to or use of this website or reliance on any content.
External Links
This website may reference or link to external sites. These are provided for convenience only. We do not control, endorse, or assume responsibility for the content, policies, or practices of any third-party websites. Visiting external links is at your own risk.
No Warranties
The website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including but not limited to accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, and non-infringement.
Accuracy and Updates
While we strive to keep information current and accurate, errors may occur and information may become outdated. We may modify or update content and this disclaimer at any time without prior notice.
Consent and Acceptance
By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
Questions or clarifications
If you have questions about this disclaimer or how it applies to your situation, contact our team for general information. For advice specific to you, consult a licensed professional.