{"id":793,"date":"2026-07-02T15:00:00","date_gmt":"2026-07-02T19:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=793"},"modified":"2026-07-02T15:00:00","modified_gmt":"2026-07-02T19:00:00","slug":"us-annuity-credit-needs-closer-review","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/us-annuity-credit-needs-closer-review\/","title":{"rendered":"US Annuity Credit Needs Closer Review"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/chipper\/explore-annuities-credit-remotion-videos\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Clients hearing about private credit may ask whether life insurance policies or annuity contracts include exposure beyond investments they own directly in retirement plans.<br \/>\nInsurance product portfolio X-rays can be tougher than mutual fund reviews, often requiring rating summaries, long asset lists, or distribution-system tools for advisors.<br \/>\nIn the US, private credit can include non-bank credit not registered with federal securities regulators; insurers have long used direct corporate loans.<br \/>\nCurrent concerns center on limited tracking tools, payment-in-kind practices, and private equity ownership that may make issuer finances harder to assess for advisors and clients.<br \/>\nDownturns can flush out undisciplined competitors, while disciplined managers expect opportunities during repair and recovery stages as markets eventually adjust over time.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Clients hearing about private credit may ask whether life insurance policies or annuity contracts include exposure beyond investments they own directly in retirement plans. Insurance product portfolio X-rays can be tougher than mutual fund reviews, often requiring rating summaries, long asset lists, or distribution-system tools for advisors. In the US, private credit can include non-bank [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Clients hearing about private credit may ask whether life insurance policies or annuity contracts include exposure beyond investments they own directly in retirement plans. 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In the US, private credit can include non-bank\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"planwithchip\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/crookncovenant.com\/page-home\/us-annuity-credit-needs-closer-review\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Crook n Covenant: Solutions Today, Peace Of Mind Tomorrow - Life, Health and Income Protection\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"US Annuity Credit Needs Closer Review - Crook n Covenant: Solutions Today, Peace Of Mind Tomorrow\" \/>\n\t\t<meta property=\"og:description\" content=\"Clients hearing about private credit may ask whether life insurance policies or annuity contracts include exposure beyond investments they own directly in retirement plans. 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