{"id":689,"date":"2026-05-22T10:00:00","date_gmt":"2026-05-22T14:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=689"},"modified":"2026-05-22T10:00:00","modified_gmt":"2026-05-22T14:00:00","slug":"how-insurers-are-innovating-for-greater-coverage","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/how-insurers-are-innovating-for-greater-coverage\/","title":{"rendered":"How Insurers Are Innovating for Greater Coverage"},"content":{"rendered":"
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Over two decades, US life insurers have shifted from conservative bonds to private credit, offshore reinsurance, and illiquid assets, increasing risk. Annuity reserves now make up over a third of sector reserves, but credit ratings backing them have declined significantly, especially among private equity-backed firms using complex strategies. Regulators are enhancing transparency and oversight amid concerns about balance sheet quality, asset complexity, and systemic risk.<\/p>\n

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Over two decades, US life insurers have shifted from conservative bonds to private credit, offshore reinsurance, and illiquid assets, increasing risk. Annuity reserves now make up over a third of sector reserves, but credit ratings backing them have declined significantly, especially among private equity-backed firms using complex strategies. Regulators are enhancing transparency and oversight amid […]<\/p>\n","protected":false},"author":1,"featured_media":690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t