{"id":620,"date":"2026-04-23T09:00:00","date_gmt":"2026-04-23T13:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=620"},"modified":"2026-04-23T09:00:00","modified_gmt":"2026-04-23T13:00:00","slug":"paid-up-additions-explained","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/paid-up-additions-explained\/","title":{"rendered":"Paid-up Additions Explained"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/chipper\/paid-up-additions\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Paid-Up Additions (PUAs) buy extra coverage using life insurance dividends, without raising premiums.<br \/>\nAvailable on dividend-paying whole life, typically participating policies from mutual companies.<br \/>\nDividends aren\u2019t guaranteed; some mutual insurers have long histories of yearly payouts.<br \/>\nUsing dividends for PUAs skips new medical exams; pricing depends on age at issuance.<br \/>\nPUAs can speed cash value growth, but overfunding risks MEC tax treatment.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Paid-Up Additions (PUAs) buy extra coverage using life insurance dividends, without raising premiums. Available on dividend-paying whole life, typically participating policies from mutual companies. Dividends aren\u2019t guaranteed; some mutual insurers have long histories of yearly payouts. Using dividends for PUAs skips new medical exams; pricing depends on age at issuance. PUAs can speed cash value [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":621,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=620"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/620\/revisions"}],"predecessor-version":[{"id":622,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/620\/revisions\/622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media\/621"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}