{"id":584,"date":"2026-04-10T16:00:00","date_gmt":"2026-04-10T20:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=584"},"modified":"2026-04-10T16:00:00","modified_gmt":"2026-04-10T20:00:00","slug":"3-questions-to-consider-before-retirement","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/3-questions-to-consider-before-retirement\/","title":{"rendered":"3 Questions to Consider Before Retirement"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/chipper\/retiring-next-questions\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In your final 12 mo before retiring, your choices matter more than volatile markets or politics.<br \/>\nStart with a retirement spending plan: lifestyle spending based on take-home pay, plus health insurance and taxes.<br \/>\nEstimate health costs via retiree coverage, a local broker, Healthcare.gov pre-65, and Medicare Plan Finder after 65.<br \/>\nSocial Security timing can be costly: people may miss ~$180K by filing early using incomplete break-even data.<br \/>\nInvestment shifts shouldn\u2019t wait for retirement day; use a process and prepare up to 3\u20135 yr early.<br \/>\nI\u2019m seeing how the final stretch before retirement is all about smart decisions, not headlines. The focus is on planning spending, choosing Social Security timing carefully, and adjusting investments well before paychecks stop.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In your final 12 mo before retiring, your choices matter more than volatile markets or politics. Start with a retirement spending plan: lifestyle spending based on take-home pay, plus health insurance and taxes. Estimate health costs via retiree coverage, a local broker, Healthcare.gov pre-65, and Medicare Plan Finder after 65. Social Security timing can be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=584"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/584\/revisions"}],"predecessor-version":[{"id":586,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/584\/revisions\/586"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media\/585"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}