{"id":515,"date":"2026-03-20T10:00:00","date_gmt":"2026-03-20T14:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=515"},"modified":"2026-03-20T10:00:00","modified_gmt":"2026-03-20T14:00:00","slug":"understanding-variable-life-insurance-benefits","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/understanding-variable-life-insurance-benefits\/","title":{"rendered":"Understanding Variable Life Insurance Benefits"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/chipper\/understanding-variable-life-insurance-definition-benefits-vs-term-life\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A permanent policy with a separate account holding assets like stock and bond funds.<br \/>\nTied to market performance, it\u2019s treated as a security and regulated under federal securities laws.<br \/>\nBuyers get a prospectus; policyholders can pick investment strategies matching their risk tolerance.<br \/>\nTax perks include tax-deferred earnings; cash value loans may be tax-free, but unpaid loans cut death benefits.<br \/>\nOften pricier, with fees and no performance guarantees; policyholders bear investment risk and may need higher premiums.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A permanent policy with a separate account holding assets like stock and bond funds. Tied to market performance, it\u2019s treated as a security and regulated under federal securities laws. Buyers get a prospectus; policyholders can pick investment strategies matching their risk tolerance. Tax perks include tax-deferred earnings; cash value loans may be tax-free, but unpaid [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=515"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/515\/revisions"}],"predecessor-version":[{"id":517,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/515\/revisions\/517"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media\/516"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}