{"id":498,"date":"2026-03-16T16:00:00","date_gmt":"2026-03-16T20:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=498"},"modified":"2026-03-16T16:00:00","modified_gmt":"2026-03-16T20:00:00","slug":"whats-the-difference-between-a-deductible-vs-out-of-pocket-maximum","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/whats-the-difference-between-a-deductible-vs-out-of-pocket-maximum\/","title":{"rendered":"What&#8217;s The Difference Between A Deductible vs. Out-of-Pocket Maximum?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A health insurance deductible is the amount you pay for healthcare services before your plan starts paying, while the out-of-pocket maximum is the most you pay annually for in-network care. After meeting the deductible, you pay coinsurance, a percentage of costs, until reaching the out-of-pocket maximum, after which the insurer covers all in-network costs. Higher deductibles usually mean lower premiums, and vice versa.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.forbes.com\/advisor\/insurance\/health-insurance-deductible-vs-out-of-pocket-maximum\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A health insurance deductible is the amount you pay for healthcare services before your plan starts paying, while the out-of-pocket maximum is the most you pay annually for in-network care. After meeting the deductible, you pay coinsurance, a percentage of costs, until reaching the out-of-pocket maximum, after which the insurer covers all in-network costs. Higher [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":567,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=498"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/498\/revisions"}],"predecessor-version":[{"id":500,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/498\/revisions\/500"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media\/567"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}