{"id":387,"date":"2026-02-03T15:00:00","date_gmt":"2026-02-03T20:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=387"},"modified":"2026-02-03T15:00:00","modified_gmt":"2026-02-03T20:00:00","slug":"private-mortgage-insurance","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/private-mortgage-insurance\/","title":{"rendered":"Private mortgage insurance"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Private mortgage insurance (PMI) protects lenders if a borrower with less than 20% down payment defaults on a loan. PMI allows buyers with less cash to access homeownership. Once the loan balance reaches 80% of the home&#039;s value, lenders often remove PMI, but borrowers must request this removal to avoid paying unnecessary premiums.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.iii.org\/article\/private-mortgage-insurance\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Private mortgage insurance (PMI) protects lenders if a borrower with less than 20% down payment defaults on a loan. PMI allows buyers with less cash to access homeownership. Once the loan balance reaches 80% of the home&#039;s value, lenders often remove PMI, but borrowers must request this removal to avoid paying unnecessary premiums. Continue to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-387","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=387"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/387\/revisions"}],"predecessor-version":[{"id":389,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/387\/revisions\/389"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}