{"id":154,"date":"2025-11-27T17:00:00","date_gmt":"2025-11-27T22:00:00","guid":{"rendered":"https:\/\/crookncovenant.com\/page-home\/?p=154"},"modified":"2025-11-27T17:00:00","modified_gmt":"2025-11-27T22:00:00","slug":"valuable-living-benefits-with-life-insurance","status":"publish","type":"post","link":"https:\/\/crookncovenant.com\/page-home\/valuable-living-benefits-with-life-insurance\/","title":{"rendered":"Valuable Living Benefits With Life Insurance"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/chipper\/valuable-living-benefits\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Accelerated Death Benefit: access funds if terminally ill, typically **50%\u201380%** of policy value.<br \/>\nADB funds can be used for treatments, bills, or living expenses; eligibility varies by policy and condition.<br \/>\nLong-Term Care rider: covers care costs if unable to perform daily activities due to chronic illness.<br \/>\nPolicy loans: borrow against cash value of permanent policies; unpaid loans reduce death benefit.<br \/>\nLife insurance offers income replacement, investment, estate planning, and living benefits for policyholders.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Accelerated Death Benefit: access funds if terminally ill, typically **50%\u201380%** of policy value. ADB funds can be used for treatments, bills, or living expenses; eligibility varies by policy and condition. Long-Term Care rider: covers care costs if unable to perform daily activities due to chronic illness. Policy loans: borrow against cash value of permanent policies; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/comments?post=154"}],"version-history":[{"count":1,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/154\/revisions"}],"predecessor-version":[{"id":158,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/posts\/154\/revisions\/158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media\/155"}],"wp:attachment":[{"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/media?parent=154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/categories?post=154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crookncovenant.com\/page-home\/wp-json\/wp\/v2\/tags?post=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}